We care about your privacy and the security of your personal data. By implementing Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (general data protection regulation), we ensure that transparency and fairness regarding the processing of your personal data.
In this Privacy Policy you can get acquainted with your rights and read up on information about the processing of your personal data.
The controller of your personal data is UAB "CREDITONLINE", legal entity code 301867534, address Kuršių str. 7, Kaunas, Contact phone no. +370 600 00222, e-mail address: info @creditonline.eu .
Our data protection officer also takes care of the security of your personal data, telephone number: +370 610 44542, e-mail address: legal@creditonline.eu .
1. WHAT CHANGES HAVE COME INTO FORCE WITH THE NEW LAW?
1.1. Since the beginning, we have taken care of the security of your personal data, therefore there are no dramatic changes in our activities. After the new regulation came into force, we only needed to supplement your rights with the newly created ones. We will continue to comply with all of the following principles of personal data protection processing:
1.1.1. To process personal data in a lawful, fair and transparent manner (principle of legality, fairness and transparency);
1.1.2 To collect personal data for specified, explicit and legitimate purposes and not to process it in a way incompatible with those purposes (purpose limitation principle);
1.1.3. To ensure that the Personal Data processed is adequate, relevant and only necessary for the purposes for which they are processed (data minimization principle);
1.1.4. ensure that personal data is accurate and updated as necessary; take all reasonable measures to ensure that personal data which are inaccurate in relation to the purposes for which they are processed are erased or rectified without delay (principle of accuracy);
1.1.5. To store personal data in a form that allows to identify data subjects for no longer than is necessary for the purposes for which the personal data is processed (principle of limitation of the duration of storage);
1.1.6. To process personal data in such a way that ensures appropriate security of personal data by appropriate technical or organizational measures, including protection against unauthorized or unlawful processing of data and against accidental loss, destruction or damage (principle of integrity and confidentiality).
2. WHAT PERSONAL DATA DO YOU NOT COLLECT OR PROCESS ABOUT ME?
2.1. We do not collect or store your browsing history on third-party websites;
2.2. We do not transfer any data relating to your browsing on our website which could identify your person;
3. WHAT PERSONAL DATA DO YOU COLLECT AND PROCESS ABOUT ME?
3.1. We collect and process only adequate and appropriate personal data about you that is necessary for the purposes for which they are processed.
3.2. Personal data that we collect and process when we submit a request for creditonline demo system:
3.2.1. When you register on our website for the delivery of the Creditonline demo system, for this purpose we collect the following personal data about you:
• Name;
• The name of the company you represent;
• E-mail address;
• Other information specified in your request.
3.3. Personal data that we collect and process when you fill in the section "Contact us":
3.2.2. When you fill in the "contact us" section on our website, we collect the following personal data about you for this purpose:
• Name;
• The name of the company you represent;
• E-mail address;
• Other information specified in your request.
4. FOR WHAT PURPOSE DO YOU COLLECT AND PROCESS MY PERSONAL DATA?
4.1. We collect your personal data only for specified, clearly defined and legitimate purposes and do not further process it in a way incompatible with those purposes.
5. IS MY PERSONAL DATA COLLECTED AND PROCESSED LAWFULLY?
5.1. We assure you that we collect your personal data only on legitimate grounds, i.e. We collect and process your personal data only when:
5.1.1. When you complete a request for the demo version of the creditonline system;
5.1.2. after you have filled in the "Contact us" section in the website;
5.1.3. To comply with the legal requirements applicable to us;
5.1.4. When Instructed by the institutions authorised by the State.
6. TO WHOM IS MY PERSONAL DATA TRANSFERRED?
6.1. Your personal data is not transferred to any third parties unless it is necessary under the applicable legal acts of the Republic of Lithuania.
7. HOW LONG IS MY PERSONAL DATA STORED?
8.1. Your personal data is stored for as long as necessary to complete the Creditonline demo or contact you regarding your request and properly resolve it, but not less than the legal acts regulating our activities oblige us to do so.
9. HOW CAN I ACCESS MY PROCESSED PERSONAL DATA?
9.1. You have the right to access your personal data processed by us. You can get acquainted with your processed personal data in the following ways:
9.1.1. By sending us a request by e-mail: legal@creditonline.eu .
10. HOW CAN I CHANGE/REVISE MY PERSONAL DATA?
10.1. If you notice that your personal data is inaccurate or incomplete and you wish to change or clarify it, you can do so by sending us a request by e-mail: legal @creditonline.eu .
11. CAN I REQUEST THAT MY PERSONAL DATA BE DELETED?
11.1. You have the right to request that we no longer process your personal data and delete your personal data upon receipt of your request.
11.2. We are sorry, but your personal data will not be deleted from our database if, upon receipt of your request, we find that:
11.2.1. Your personal data is necessary in order to achieve the purposes for which they were collected or processed;
11.2.2. We are obliged to process your personal data by applicable European and national laws.
11.2.3. We need to process your data for the application, enforcement or protection of legal claims.
11.3. You can submit a request for erasure of your personal data in the following ways:
11.3.1. By sending us a request by e-mail: legal@creditonline.eu.
12. CAN I RESTRICT THE RIGHT TO PROCESS MY PERSONAL DATA?
12.1. You have the right to restrict us from processing your personal data. If you restrict the processing of your personal data, we will no longer perform any actions with your personal data other than the storage of your personal data. You may restrict the processing of personal data in at least one of the following circumstances:
12.1.1. Your personal data is inaccurate (the processing of Personal Data in this case will be limited to the verification of the accuracy of the data);
12.1.2. Your personal data is processed unlawfully, but you do not agree to the erasure of your data
12.1.3. Your personal data is necessary for the asserting, exercise or defence of legal claims.
12.1.4. Your personal data is being processed despite your objection to such processing of personal data (The processing of data will be limited on this basis until it is verified whether the reasons why we process your personal data take precedence over yours).
12.2. You can restrict the processing of your personal data in the following ways:
12.2.1. By sending us a request by e-mail: legal@creditonline.eu.
13. WHAT IS THE RIGHT TO DATA PORTABILITY? HOW CAN I USE IT?
13.1. The right to data portability means that you are allowed to receive in a systematical, commonly used, machine-readable and interoperable format the personal data you provide that we process by automated means. If technically possible and at your request, such data may be transmitted directly to another person specified by you.
13.2. You can submit a request for the submission or transmission of personal data in a systemical format in the following ways:
13.2.1. By sending us a request by e-mail: legal@creditonline.eu.
14.HOW CAN I APPLY FOR THE EXERCISE OF MY RIGHTS?
14.1. You can submit requests to us related to the processing of your personal data in the following ways:
14.1.1. By sending us a request by e-mail: legal@creditonline.eu
14.1.2. If you believe that your rights have been violated, you can apply to the State Personal Data Protection Inspectorate for the protection of your rights.
15. WHAT ARE COOKIES?
15.1. When you visit the Data Controller's websites, we want to provide content and features that are tailored to your needs. This requires cookies. These are small pieces of information that are automatically created when you browse websites and are stored in your web browser. They help the Data Controller to recognize you as a previous visitor to a particular website, to save the history of your visit to the website and to adapt the content accordingly. Cookies also help ensure the smooth operation of websites, allow you to monitor the duration, frequency of visits to websites and collect statistical information about the number of website visitors.
15.2. When you use a browser to access the content we provide, you can configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is downloaded. Each browser is different, so if you don't know how to change your cookie preferences, check its help menu. Your device's operating system may contain additional cookie controls. If you do not want the information to be collected through cookies, use the simple procedure available in most browsers, which allows you to refuse the use of cookies. To learn more about how to manage cookies, visit http://www.allaboutcookies.org/manage-cookies/.
16. Contact us
16.1. If you have any questions regarding the information provided in this Privacy Policy, please contact us in any way convenient for you:
16.1.1. by e-mail: legal@creditonline.eu;
16.1.2. By phone: +370 610 44652.
17. This Privacy Policy shall be reviewed at least once every two years. After updating the Privacy Policy, we will inform you about what we consider to be material changes by posting a notice on a particular website(s). The latest version of the Privacy Policy is always available here: www.creditonline.eu/privacy-policy
18. EMAIL MARKETING COMMUNICATIONS
18.1. Purpose of Processing: When you use our contact forms or reach out to us directly, we may collect your personal data, including your name, company name, and email address, to respond to your inquiries and provide you with relevant information. Additionally, with your consent, we may use this data to send you marketing communications about our products, services, and updates that we believe may be of interest to you.
18.2. Consent and Opting-In: By submitting a contact form or contacting us directly, you are consenting to receive marketing emails from us. We will always provide you with a clear and easy way to opt-in to these communications where required by law.
18.3. Right to Withdraw Consent: You have the right to withdraw your consent to receive marketing communications at any time. If you choose to do so, you can unsubscribe using the link provided in every marketing email or by contacting us directly at legal@creditonline.eu. Upon receiving your request, we will immediately cease sending you marketing communications.
18.4. Data Retention: We will retain your personal data for marketing purposes only for as long as you remain subscribed to our marketing communications or until you withdraw your consent.
18.5. Data Sharing: We do not share your personal data with third parties for marketing purposes unless you have explicitly agreed to such sharing. Your data may be processed by third-party service providers who assist us in managing our marketing communications, but only in compliance with strict confidentiality and data protection standards
